How long does credit repair take?
Credit repair isn’t instant—it depends on your specific situation. On average, clients see
results within 30 to 90 days, but more complex cases can take 4 to 6 months. The key is
consistency—disputes, corrections, and smart credit-building all take time to show
results.

Can I repair my credit on my own?
Yes, but it requires time, knowledge, and patience. Credit bureaus don’t make it easy,
and many people give up after one dispute. We handle the complex process for
you—from crafting effective dispute letters to tracking responses—so you don’t have to
deal with the back-and-forth.

Will removing negative items improve my credit score?
In most cases, yes. Removing late payments, collections, charge-offs, or inaccurate info
can give your score a major boost. However, credit scores are also based on credit
history, utilization, and new accounts, so we also guide you on how to rebuild credit the
right way after repairs.

What happens if negative items come back after removal?
Sometimes, a removed item can reappear if a creditor verifies it again. If that happens,
we help you fight it again with stronger disputes and credit-building strategies to
minimize its impact. The goal isn’t just removal—it’s long-term credit health.

Will credit repair guarantee a 700+ score?
No one can guarantee a specific score increase—and if someone does, they’re lying.
Credit scores depend on many factors, including how much debt you have, your
payment history, and new accounts. Our Premium package helps you not just repair, but
actively build your score so you can move toward that 700+ goal faster.